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Additionally, clients for this sort of plan might have serious legal or criminal histories. It's crucial to note that different carriers use a variety of issue ages on their assured problem policies as low as age 40 or as high as age 80 - funeral insurance business plan. Some will certainly additionally provide higher stated value, up to $40,000, and others will certainly permit better death advantage conditions by boosting the rates of interest with the return of premium or decreasing the variety of years till a full death benefit is available